FAQ's
Most frequent questions and answers
We believe financial planning is one of the most important services people should have throughout their lifetime. We would encourage you to think about what might happen if you didn’t have a doctor or a dentist. These professionals focus on preventative care seeking to help you avoid health problems in the first place, and hopefully, catch an illness in the early stages of development for easier treatment. Financial advisors operate in a very similar capacity. We believe we can make a significant impact on our clients financial wellbeing by doing at least an annual checkup.
LPL Financial is a member firm of the Securities Investor Protection Corporation (SIPC). Membership provides account protection up to a maximum of $500,000 per client, of which $250,000 may be claims for cash. For an explanatory brochure, please visit www.sipc.org. Through London Insurers, LPL Financial accounts have additional securities protection to cover the net equity of client accounts up to an overall aggregate firm limit of $750 million, subject to conditions and limitations.
London Insurers rely on SIPC to determine the extent of losses incurred by individual LPL account holders. This additional protection covers losses above limits available from SIPC and would be payable up to a total of $750 million.
The account protection applies when a SIPC member firm fails financially and is unable to meet its obligations to securities clients, but it does not protect against losses from the rise and fall in the market value of investments. This extensive coverage reflects a strong commitment to serving your investment needs.
This will depend on whether you choose an Essential, Advanced or Premier financial planning package (see Our Pricing). We understand every client has their own preferences on how often they would like to hear from their financial advisor. We believe these options help our clients customize a meeting schedule for the level of service they would like and/or need.
You can access your account by going to https://myaccountviewonline.com/login/ or by clicking “Log In” at the top right hand corner of any page on our website. If you have any problems getting logged in, please give us a call.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
A CERTIFIED FINANCIAL PLANNER™ is a professional who has met rigorous education, training and ethical standards, and are committed to serving their clients’ best interests. The CFP® designation is considered the standard of excellence when it comes to financial planning.
We typically us a combination of individual stocks and bonds, mutual funds, exchange traded funds (ETFs), closed-end funds (CEFs), and alternative investments to develop a well-diversified portfolio.
We prefer to work in an advisory relationship where our compensation is a percentage of the assets we manage for our clients. There may be times when a brokerage relationship is more suitable, and in these cases, we are paid on commission. Our compensation may also include a flat fee for our financial planning services.
We pride ourselves on running a very straightforward and transparent business. What we charge for our services is no exception to this. Please visit Our Pricing for complete details.
For our Investment Management Services, we typically require a minimum of $500,000. That being said, we love helping people so please feel free to contact us so we can discuss your specific situation and needs. Even if it doesn’t makes sense for us to work together, we will still do our best to point you in the right direction.
There are a number of ways to schedule and appointment with us. You can click the “Schedule An Appointment” button below, send us a message from the Contact Us page, send us an email, or give us a call.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.